Home loan and mortgage loans

Dear all,

We can provide the below loans in icicihfc rc puram. 

You can contact anytime for further process 

💥💥🎯 *Greeting from M/S ICICI Home Finance Company Limited* 💥💥💥

Please find given below our range of products for your perusal.

*Products offered* :-

  ✅️ Home Loan

  ✅️ LAP

  ✅️ Non Residential Purchase (NRP)

  ✅️ Lease Rental Discounting (LRD)

  ✅️ LAP Institutional

  ✅️ LAP Industrial

  ✅️ LAP Revenue generating property 

*LTV:*

  ✅️ Maximum- 90% depends on loan amount for HL

  ✅️ Maximum -70% for Non HL(LAP Loans)

*FOIR:*

  ✅️Maximum-70% depends on Income slabs for Salaried customers

  ✅️Maximum -200% depends on Promotion method for Self Employed customers 

*Loan amount:*

  ✅️3Lakhs to 20 Crores

*Methods of Eligibility:*

  ✅️Net Salary(Salaried Customers)

  ✅️Net Profit

  ✅️Income Plus

  ✅️Banking

  ✅️Rental Income

  ✅️GST Surplus 

  ✅️Gross Professional 

Receipts(SEP)for CA, MBBS,High court and Supreme court practising lawyers 

  ✅️AIP(Assessed Income Programme) for without ITR cases and Cash salaried cases

*Products offering*

 ✅️HL – Builder purchase

 ✅️HL – Resale

 ✅️HL-Refinance

 ✅️HIL-Home Improvement Loan

 ✅️HL – Plot + Construction 

(Composite Loan)

 ✅️HL – BT and Top up

 ✅️HL-Under Construction BT

 ✅️HL-Express BT /Top up

 ✅️LAP – Residential

 ✅️LAP – Commercial

 ✅️LAP – BT + Top Up

*Properties accepted:*

 ✅️Residential properties

 ✅️Commercial properties

 ✅️School properties, Hospital properties and all other revenue generating properties

*Property Deviation*

 ✅️Single Document with 05 Year’s property Tax,

 ✅️ Plan Deviation

 ✅️ Floor Deviation and unit Deviation

 ✅️6 ft above Roads , (Only for indipendent House)

 ✅️Pent House property’s(with 50% BUA consideration)

 ✅️Self Construction without plan Permission upto G+2,

 ✅️ Gramakantam Properties

 ✅️GP Approval Properties 

 ✅️Common wall and Common slab

*Pricing grid:*

*Salaried:*

  ✅️Home loan: 

  ✅️ROI: 8.75 to 12%(Bank salaried customers)

  ✅️ROI:13.75% to 15.75%(for Cash salaried customers)

**SEP / SENP* 

   ✅️Home loan: 

   ✅️ROI: 8.75% to 15.75%

*Salaried / SEP / SENP*

 *LAP**

  ✅️ROI: 10.70% to 15.50%

*ROI applicable based on Financial applications CIBIL Score*

We request your support & cooperation & assuring you of our best services as always, 

Looking forward to meeting you shortly. 

*Regards* 

Mahesh B

Sales manager   

ICICI Home Finance Limited

7893925198